Social observation: Take some responsibility

It's been some time since I made any comment along these lines so hear goes.
2 topics to start, maybe more once I get on a roll.


It is NOT someone elses fault
In the paper this week was an article about how unaffordable the housing market is for first home buyers. Thinking this might be a well thought out piece on how tough it might be to get out of the rent trap, with getting a deposit together etc etc.

No - it was talking about the poor old first home buyers struggling to pay their mortgage. Apparently the average first home price is $370,000. Are they joking?? It also talked about the average income of these poor struggling first home buyers $80,000+

Maybe its me, but normally it takes a little bit of smarts to get to that income, but maybe not....

Come on people, get real. If you earn that much money and then CHOOSE to max yourself out on your mortgage because YOU HAVE TO HAVE, your choice of suburb, your brand new designer renovation, or brand new home, 5 bedrooms, 4 bathrooms, 10 car spaces, home theatre, domestic help lodging etc etc etc etc.

News flash - IT IS YOUR FAULT!!! Don't cry to the government about getting into your first home. Don't cry to someone who made a realistic decision about their first home.

We bought our home 3 yrs ago. We borrowed what we could (on a whole lot less income than $80k). We have consistently paid above minimum repayments, we have regularly done improvements to the home. We still don't have $80k income, but we do have about 50% equity in our home now!!! That was my choice.....



Gen Y oh Why
I found it completely amusing recently in a newspaper blog on business concepts. This blog normally does not get many replies or comments but I like checking the content in case something relevant comes up.

One day the author touched the subject of Gen Y and how they are perceived in the marketplace. Raising some ideas that I had seen in reality in the last few years.

Bang - 300+ comments.

Mostly from Gen Y people trying to say that it was all wrong or that they were completely justified in their beliefs.

In doing so, they absolutely proved that the article was 100% on target!!

I love seeing people walk into a trap, while they are telling us they are too smart for that.....

ok thats enough for now, more later....